Native integration · Mercado Pago

Charge, refund and reconcile from chat.

Connect your Mercado Pago account and let XIA create payment links, charge with the Orders API, manage subscriptions, refunds and chargebacks, and reconcile balance and settlements. Online and in-person (Point/QR). Multi-country.

Connect Mercado PagoSee use cases
1-click OAuthNo Napsix feeTokens in encrypted vault~30 native actions

Your payments operation, conversational

~30 native mercadopago_* actions on the new Orders API. Everything that moves money asks for confirmation. Napsix takes no cut of your sales.

Charges (Orders API)

  • Charge a tokenized card
  • Authorize then capture
  • Cancel before approval
  • Payment links (Checkout Pro)

Refunds & disputes

  • Full or partial refund (180 days)
  • Search & inspect payments
  • Chargebacks / disputes
  • Merchant orders

Subscriptions

  • Create plan & subscription (preapproval)
  • Pause & cancel
  • Authorized payments
  • Free trial

Reconciliation & balance

  • Available & to-be-released balance
  • Settlement (released money) report
  • Account money report
  • “How much did I collect this week?”

In-person payments

  • Point: devices & terminals
  • PDV / standalone mode
  • In-store QR (Orders API)
  • Push a charge to the terminal

Customers & methods

  • Customers & saved cards
  • Payment methods & installments
  • Multi-country AR/BR/MX/CL/CO/PE/UY
  • Multi-account per company

Real use cases

What a merchant asks XIA every day.

Charge

Charge a customer

› Create a $25,000 payment link for Juan for order #1234.
XIA creates the preference and returns a link ready to share via WhatsApp or email.
Reconcile

Know how much you billed

› How much did I collect this week and what's available?
Sums approved payments for the period and checks your available + to-be-released balance.
Post-sale

Refund a payment

› Refund Pedro for yesterday's purchase.
Finds the payment, confirms the amount with you and processes a full or partial refund.

Connecting takes 2 minutes

1

Connect with OAuth

One click, pick the country, authorize on Mercado Pago, done.

2

Pick an agent

Use the ready “Payments Assistant” preset, or your custom agent.

3

Charge by chatting

Ask: charge, refund, subscribe, reconcile — with human confirmation.

How it feels

One chat, your entire payments operation.

XIA · Mercado Pago
Create a $25,000 payment link for this order.
Link ready: mercadopago.com/checkout/… Send it to the customer on WhatsApp or copy it?
Send it. And tell me how much I billed today.
Sent ✅. Today you collected $312,400 across 18 approved payments; available to withdraw: $204,900. Want the month's settlement report?

Security & control

No Napsix fee

You operate your own account. Napsix takes no cut of your sales (marketplace = NONE).

Human confirmation

Charging, capturing, refunding and cancelling subscriptions always ask for your OK.

Vaulted tokens

Access + refresh encrypted in Supabase Vault. Signed webhooks (x-signature).

Isolated per company

Each connection is yours, with strict RLS.

FAQ

Does Napsix charge a fee on my sales?

No. You operate your own Mercado Pago account; Napsix takes no cut of your charges.

Do I need to know APIs?

No. Connect with one click and charge in natural language. XIA uses the native actions for you.

Does it work for in-person payments?

Yes: Point (terminals) and in-store QR, on the new Orders API.

What about subscriptions?

Create plans and subscriptions, pause or cancel them, and see authorized payments.

Is it secure?

Tokens live encrypted in the vault, webhooks are signature-verified, and everything that moves money requires your confirmation.

Your Mercado Pago payments, on assisted autopilot

Connect in 2 minutes and charge by chatting.

Connect Mercado PagoSee use cases
XIA
XIAby Napsix.AI
public